Find the best savings accounts. Use this table to shop for the best savings account rates. You’ll find minimum balance requirements for opening savings accounts and the annual percentage rate (APY). When you compare savings accounts keep in mind that rates change frequently. Online savings accounts tend to offer higher interest rates than their brick and mortar competitors. Your savings will be FDIC-insured up to $250,000 per depositor.
Bank
APY
Min Deposit
Review
Notes
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14.42%
$0
Lending Club Saving Accounts
1.10%
$0
SmartyPig Saving Accounts
1.00%
$500
Discover Bank Saving Accounts
1.00%
$0
Sallie Mae Saving Accounts
0.84%
$0
Ally Bank Saving Accounts
.80%
$100
Bank of Internet Saving Accounts
0.80%
$1
HSBC Saving Accounts
0.80%
$0
ING Direct Saving Accounts
0.76%
$1,500
Everbank Saving Accounts
0.70%
$1000
Capital One Saving Accounts
0.70%
$1
FNBO Direct Saving Accounts
0.60%
$5,000
E-Loan Saving Accounts
0.35%
$1,000
Virtual Bank Saving Accounts
0.25%
$0
WT Direct Saving Accounts
0.19%
$5
Penfed Credit Union Saving Accounts
0.15%
$50
Corus Bank Saving Accounts
0.15%
$1
E*Trade Saving Accounts
0.08%
$2,500
Bank of America Saving Accounts
0.05%
$100
Citibank Saving Accounts
0.05%
$100
Wells Fargo Saving Accounts
0.05%
$50
Imperial Capital Bank Saving Accounts
.04%
$100
SunTrust Bank Saving Accounts
0.01%
$100
Chase Saving Accounts
0.01%
$100
Wachovia Bank Saving Accounts
